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Contact us and we will guide you, in English.
You usually need private health insurance if you apply for a visa or residence permit in Spain and will not be covered by the Spanish public health system. Spanish consulates and immigration offices ask for a policy with coverage equivalent to the public system.
Private insurance is usually required for:
In all cases, one of the requirements is a medical insurance policy with no co-pays whose coverage includes all the benefits offered by the Spanish public health system. Always check the exact requirements with your consulate.
The features of the policy are decisive for your visa or residence permit to be approved.
That is why Adeslas health insurance for foreigners offers wide medical and hospital coverage with no co-pays, assistance throughout Spain, and repatriation costs in case of death or serious illness.
Apply for your visa or residence permit in Spain with every guarantee, wherever you live.
Adeslas has one of the largest medical networks in Spain, with more than 51,000 professionals and more than 1,400 care centers.
You can use the whole Adeslas network through video consultations, phone consultations, a medical advice chat and private e-prescriptions, and manage authorizations online. Adeslas is the leading health insurer in Spain, with more than 5 million insured people.
You also get access to Adeslas Es Más, an exclusive service that gives access to the private area and to additional services, such as embryonic stem cell cryopreservation or assisted reproduction at special rates.
Yes. You can take out your Adeslas health insurance with only your passport.
Adeslas health insurance for foreigners gives access to outpatient and hospital care from the first day.
In some cases, benefits have waiting periods that range from 3 months for high-technology diagnostic tests to 10 months for surgery and hospital stays. Ask us which ones apply to your visa.
If your visa is not granted, or if you want to withdraw from the policy, you can do so freely during the first 30 days.
After that period, you can request cancellation if you leave Spain and show a work contract, rental agreement or mortgage outside Spain.
After the first month, if you stay in Spain, you can request cancellation in writing one month before the renewal date of your annual policy.
Non-EU foreigners can apply for residence through international teleworking, to carry out work or professional activity remotely for companies located outside Spain, using exclusively computer, telematic and telecommunication means and systems.
In the case of employment, the holder of the international teleworking authorization may only work for companies located outside Spain.
In the case of professional activity, the holder may work for a company located in Spain as long as that work does not exceed 20% of their total professional activity.
Requirements
– Proof of being a graduate or postgraduate of a prestigious university, vocational training school or business school, or of having at least three years of professional experience.
After one year you must apply for a residence permit.
Residence permit: when the applicant is legally in Spain, they obtain a 3-year authorization to live and work anywhere in Spain if they wish.
Health insurance for foreigners with Adeslas. Adeslas has a health insurance policy that adapts to the needs of foreigners who move to Spain. You can sign up with a passport or an NIE.
The Adeslas policy not only lets you complete all the steps needed to apply for your visa or permit, it is also a health insurance designed to look after every aspect of your health. Get to know the features of Adeslas health insurance for foreigners.
Our health insurance is also valid for the digital nomad visa in Spain.
Health insurance with no co-pays, so you pay only a fixed premium and never worry about extra payments. It is also required by immigration offices.
Adeslas issues a coverage certificate that you can present to your consulate or immigration office together with your application.
Repatriation cover is included, which is required for procedures at immigration offices. Travel assistance is included as well.
Adeslas gives you primary care, specialists, diagnostic tests, emergencies, hospitalization and more.
To process your visa or residence permit you must take out a policy with full coverage. That means the policy must cover the same benefits as the public health system in Spain.
General medicine, pediatrics, specialists (gynecologist, cardiologist, urologist, ophthalmologist, etc.), diagnostic tests including high technology (CT scans, MRI, etc.), hospitalization, surgery, rehabilitation, medical expense cover above €100,000, etc.
Adeslas also offers health insurance with NO CO-PAYS and REPATRIATION for foreigners living in Spain. Some benefits have waiting periods.
What are waiting periods?
The waiting period is the time between the start date of the policy and the day you can request certain services, usually high-level diagnostic tests, hospital stays and surgery.
Some visa and residence procedures ask for a policy with immediate access. Tell us your case and we will confirm what applies.
Adeslas also offers health insurance with NO CO-PAYS and REPATRIATION for foreigners living in Spain.
What is insurance with no co-pays?
To process your visa or residence permit you must take out insurance with no co-pays.
That means a single fixed premium, with no extra payments for tests, consultations, hospital stays, etc.
Private health insurance in Spain is essential for foreigners to obtain a visa or residence permit. The policy requirements should be suitable to guarantee the procedure:
· Full health care or total coverage.
· No co-pays
· Medical expense limit.
· Repatriation.
And it must be taken out with an insurer authorized to operate in Spain.